November 28, 2009
Libraries (check, Although recently I've had a good supply of hand me down books!)
Lay away plans (I don't think the stores offer that any more...)
FRUGAL: is the practice of acquiring goods and services in a restrained manner and resourcefully using already owned economic goods and services to achieve a longer term goal.
STRATEGIES: reduction of waste, curbing costly habits, supressing instant gratifications, using financial restraint (self-control), not getting trapped in the social norms, etc. (as defined by Wikipedia)